Get the best rates for auto financing in the Rapid City area.  

Our quick, local processing makes Aspen FCU the first stop for vehicle purchases. 

Benefits You’ll Love

  • Get a potentially lower rate when refinancing. 
  • Get pre-approved for your next new or used vehicle. 
  • Take advantage of flexible terms of up to 84 months. 
  • Get additional coverage with a vehicle protection plan. 

Get a Payment Saver Quote

Understanding Borrower Benefits
  • Lower monthly payments: on average, 30-45% less than conventional financing.
  • Actual ownership of the vehicle.
  • New or used vehicles up to 5 calendar years old qualify (may vary).
  • No or low down payment - even the taxes and registration fees can be included in the payment plan.
  • Flexible terms: 24 to 72 months (may vary).
  • Mileage plans for various driving habits - select 7,500, 10,000, 12,000, 15,000 or 18,000 miles per year (may vary).
  • No pre-payment penalties or early termination fees.
  • Flexible loan options.
  • At any time: trade-in, sell, or refinance.
  • At loan maturity: trade-in, sell, refinance, or return the vehicle and walk-away.
  • Enables you to easily upgrade and/or change your vehicle every couple of years.
  • Minimize cash outlay on a depreciating asset - leaves money for better uses, such as other purchases or investments.

Build a Vehicle

OR

Get Quote by VIN

Multiple body styles match this VIN. Select the one you want to use for your quote:

Select Your Loan Term

Term Length Payment Saver Conventional Loan
Amount Financed $00,000.23
Customize My Payment
Annual Mileage
Optional Equipment
Standard Equipment

Save Your Quote

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Let us know you're interested in learning more how you can save with Payment Saver!

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Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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#
%
What is the compounding interval?
  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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#
%
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Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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%
#
  • Total paid $0
  • Total interest paid $0

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Kasasa Cash*

Balance Dividend Rate APY
0 - $20,000 5.60% 5.75%
$20,000+ 0.25% 5.75% to 1.17%
All balances if qualifications not met 0.05% 0.05%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases, each greater than $4.99
  • At least one direct deposit or ACH credit transaction
  • Be enrolled in and agree to receive E-Statements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM withdrawal fee refunds the very next month.

Kasasa Saver*

Balance Dividend Rate APY
0 - $100,000 2.96% 3.00%
$100,000+ 0.25% 3.00% to 1.63%
All balances if qualifications not met 0.05% 0.05%

Qualifications

Qualifying for Kasasa Cash or Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases, each greater than $4.99
  • At least one direct deposit or ACH credit transaction
  • Be enrolled in and agree to receive E-Statements

It's no problem if you miss a qualification cycle. Both accounts are still free. And you can get back to earning rewards the very next month you qualify.

Share Certificates

Term Dividend Rate APY
6 Months 1.00% 1.00%
12 Months 1.99% 2.00%
18 Months 2.14% 2.15%
24 Months 2.19% 2.20%
36 Months 2.23% 2.25%
48 Months 2.48% 2.50%

30 Month CD Special 3.45% Dividend Rate 3.50% APY

14 Month CD Special 3.94% Dividend Rate 4.00% APY*

8 Month CD Special 4.184% Dividend Rate 4.25% APY*

6 Month CD Special 4.523% Dividend Rate 4.60% APY*

Some Restrictions Apply call 605-342-7776 for more details.

Penalty for early withdrawal.

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